Nitro Credit not only focuses on Credit Restoration, but also Credit Education and Management. We focus on our client’s credit picture as a whole. Nitro Credit Services has not only been helping people get rid of negative items on their credit reports, but also educating our clients how to manage and maintain their credit and on how to obtain clean credit without damaging your credit file, increasing their FICO score dramatically. With a higher FICO score, our clients have been able to refinance their auto and home loans, saving a considerable amount of money every single month! We also assist with debt negotiation and settlements as well as working to remove our clients from Chexsystems helping our clients obtain checking and/or savings accounts.

Nitro Credit has an impressive average deletion/fix rate, in fact it’s one of the highest in the industry and just in the first 45 days.

Clean Credit

We will provide you a comprehensive plan tailored specifically to you and your needs. We will outline all the necessary steps to achieve your goals & teach you an understanding or your credit situation and our unique credit restoration process.

Credit Restoration Step: 1

Personalized Credit Review and Analysis — Assess your credit and goals, in high detail while reviewing the comprehensive analysis with your credit specialist and you one on one. Then disputing of Inaccurate, Erroneous or Unverified Charge-offs, Judgments, Collections, and More…

Credit Restoration: Step 2

Debts Settlements and Chexsystems Assistance
— If we cannot get it removed we can always help you negotiate the debts and settle for sometimes even less then .50 cents on the dollar. We will also dispute negative, misleading or inaccurate Chexsystem accounts if needed to help you get a new bank account.

Credit Restoration: Step 3

Rebuild and Restart — Build new credit to increase your FICO scores while we work on your credit. Then Establish Home & Auto loans and secure you and your family a successful Financial Future.

Stay up to date with all activity being performed on your account. You can log into your credit “back office” and see exactly what is being done.

Clean Credit Nitro Credit’s culture is to maintain a strong relationship with our clients. We will always strive to under promise and over deliver. After 12 months of our service you have been diligent and stayed in contact with us about your progress, you can request an evaluation/audit of your account. We will add up the complete value of all successfully deleted/corrected items and compare that amount to what you have paid. If what you have paid is more than the value of the deleted/corrected items and your report is not more than 50% clean, we will refund you the difference. To determine the total value of our service we count the number of items we successfully deleted/corrected and multiply that by $75.00 per item. We use the amount of $75.00 per deleted/corrected item as the fair market value for our service. We will not charge you $75.00 per item in addition to your monthly payments, we only use this to show you the value of this service. Please see contract for additional details.